Nowadays mobiles have become an essential device for communicating, surfing the web and for many other things. You can also manage your money on your smartphone with the help of a few money apps. Financial apps cover every angle of your personal finance from budgeting to tracking and managing all your household or business expenses. Below are some of the best apps that help in managing your finances in a more efficient way.
Mint
With this app you can easily create a budget listing all the expenses and income and it can also edit the existing budget to do the necessary changes whilst on the go. This will help you in tracking your finances and show you where you stand financially. This app is capable of showing the total outstanding debts and the assets including bank balances, credit account and investment accounts. This app is compatible with iPhone, iPod touch and iPad and requires iOS 5.0 and later version operating systems to work on.
Pageonce
With this app on your mobile you can say goodbye to late payments. Features of Pageonce allow you to pay your bills from anywhere and at any time. It can track all your bills including credit card bills, medical bills and all other loan payments including student loan, mortgage, payday loan and car loan payments. You can also set alerts and reminders for bill due dates. The app is safe and secure and is used by millions of people to simplify their financial lives.
iReconcile
iReconcile is the most advanced financial app available on app store. The main aim of iReconcile is to keep your finances in check. This app contains a check book register which can be used to manage your day to day financial transactions. Now there is no need to maintain a list of all the items you bought or the money you have spent on guilty pleasures using your credit card; just enter the transaction and the app will do everything for you. As soon as the transaction is entered the new balance will appear.
Balance
This app will allow you to view the details of your current account, balance and the last six transactions that took place. This app also maintains a list of all your debits and credits associated with each account. As this app gives the balance report of your account you can avoid overdraft fees. You can use this on your iPhone or iPod touch or iPad to enjoy the results.
Debtminder
This is one of the best apps for those who are struggling to get rid of their debts and want to live debt free. Debtminder features email backup and restore and password protection. These features help you to recover the data even when your device is lost or stolen. You can personalise your own pay off plan to either higher interest rate or smallest balance. You can also sync the data to your other iOS compatible devices.
To manage all your finances properly and to live debt free, download and use the above apps to your smartphones.